Credit Analyst (Spanish speaking)

General Information

City

Budapest

State/Province

Budapest

Country

Hungary

Department

CREDIT & COLLECTIONS

Date

Tuesday, February 24, 2026

Working time

Full-time

Ref#

20038464

Job Level

Specialist

Job Type

Early Career

Job Field

CREDIT & COLLECTIONS

Seniority Level

Associate

Description & Requirements

About Xerox Holdings Corporation
For more than 100 years, Xerox has continually redefined the workplace experience. Harnessing our leadership position in office and production print technology, we've expanded into software and services to sustainably power the hybrid workplace of today and tomorrow. Today, Xerox is continuing its legacy of innovation to deliver client-centric and digitally-driven technology solutions and meet the needs of today's global, distributed workforce. From the office to industrial environments, our differentiated business and technology offerings and financial services are essential workplace technology solutions that drive success for our clients. At Xerox, we make work, work. Learn more about us at www.xerox.com.

JOB FUNCTION
• CREDIT REVIEW PROCESSING
• CREDIT LIMIT AND PAYMENT TERMS APPROVAL
• SYSTEMS / PROJECTS / PROCESS DESIGN
• MANAGEMENT REPORTING

DUTIES AND RESPONSIBILITIES

CREDIT REVIEW PROCESSING
• Conducts annual credit reviews on existing customer and re-review as requested by Regional Credit Manager.
• Confers with credit reporting agencies and other business representatives to exchange credit information needed in assessing the credit worthiness and viability of the customer
• Analyzes credit and financial statements of the customers to determine the degree of risk involved in extending credit.
• Compares liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and others.

CREDIT LIMIT/PAYMENT TERMS RECOMMENDATION
• Evaluates the customer's records and recommends the credit limit and payment terms to be granted based on the company's financial and non-financial status like earnings, sales, payment history/habits and purchasing activities.
• Determine if credit insurance is needed specifically for high risk countries.
• On-time and accurate updating of approved credit limit amount and payment terms in SAP.

SYSTEMS / PROJECTS / PROCESS DESIGN
• Engage actively in the new projects and support the establishing and implementing process optimization actions for the respective area. Identify inefficiencies to establish consistent process models for the legal entities in scope, while ensuring compliance with internal and external laws, rules and regulations.

MANAGEMENT REPORTING
• Assists in providing schedules for Statutory and audit requirements.
• Prepares Credit team monthly reports.
• Prepares and presents measurements result to stakeholders through monthly update of Credit Team KPI.
• Suggest and develop management reporting.

EDUCATION & EXPERIENCE
• Bachelor's/University degree, preferable in Finance/Economics area
• Minimum 2-3 years proven work experience in O2C area
• Excellent written and spoken English language and Spanish language - Portuguese would be a plus
• Great communication and analytical skills
• Experienced SAP user for the required modules

SKILLS
• Positive and resilient individual who excels at all forms of communication
• Action oriented and pro-active, delivers results
• Customer and business focused, well organized
• Has great negotiation skills and able to handle stressful situations
• Power BI / Business Objects or Project Management knowledge would be a plus
• Should have the ability to work across teams and functions

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